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Mortgage Loan Originator in Wilmington, NC with Greene Resources

Date Posted: 5/16/2018

Job Snapshot

Job Description


Job Number: 30208


Mortgage Loan Originator


Job Description:

Our client, a growing, full-service community bank headquartered in Southeastern NC, is seeking a Mortgage Loan Originator for their new location in Wilmington! The Mortgage Loan Originator is responsible for obtaining business through realtor, builder and attorney contacts, as well as the referral process within the bank. It is the responsibility of the Mortgage Loan Originator to know secondary guidelines and program parameters in order to place customers with the right loan for their situations. The Mortgage Loan Originator position offers a generous base pay plus commission and full benefits!


Responsibilities:


  • Maximize bank profitability by soliciting existing and perspective residential customers, realtors, and builders

  • Conduct periodic sales calls and participate in various community activities and organizations to market and sell mortgage related products and cross-sell other bank products and services in a professional manner

  • Host sales meetings and home buyer seminars for realtors, builders, and consumers

  • Obtain complete signed loan application packages with all necessary documents and disclosures along with income and asset documentation to facilitate a quick processing time and easy closing for the customer

  • Input the initial loan application into the Encompass software, interpret findings, and issue commitment letters based on those findings

  • Complete loan processing sheet for the loan processor to facilitate the processing, closing, and funding of the loan

  • Maintain contact with the customer to help the processor complete requirements of loan closing

  • Comply with all applicable federal, state, and local bank regulations

  • Perform other related duties as assigned


Education Requirements:


  • High school diploma required

  • Bachelor's degree in a related field preferred


Desired Background/Skills:


  • Strong computer skills

  • Extensive understanding of residential mortgage lending and mortgage related compliance

  • Must be able to work with a significant amount of detailed information in an accurate, timely and confidential manner

  • Interpersonal skills to interact with customers, potential customers, real estate professionals, attorneys and other bank employees in a professional manner


Qualifications:


  • Two or more years of experience in residential mortgage lending

  • Evidence of ability to self-source and/or build referral partnerships

  • Strong knowledge base of AUS (Automated Underwriting System) engines

  • NMLS registration required

  • High level of understanding of secondary market guidelines for FNMA, FHLMC, FHA, and VA loans

  • Strong knowledge of both internal policies and procedures, investor guidelines and the respective state and federal laws and regulations governing departmental functions


Other Information:


  • Mortgage Loan Originator candidates must pass pre-employment background and credit checks