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Mortgage Loan Originator in Wilmington, NC with Greene Resources

Date Posted: 4/30/2018

Job Snapshot

Job Description


Job Number: 30070


Mortgage Loan Originator


Job Description:

Our client, a growing credit union in Wilmington, is seeking an experienced Mortgage Loan Originator to market products and services to area realtors, brokers, builders and other potential referral sources. The Mortgage Loan Originator counsels members about available mortgage products to ensure an optimum match with their needs and circumstances. The Mortgage Loan Officer assists in processing the members' information to the final underwriting decision and clearing conditions and also provides timely response to members and non-members throughout the loan process. This Mortgage Loan Officer position offers a competitive base salary, plus generous commission and excellent benefits!


Responsibilities:


  • Perform outside sales activity to promote the credit union in a positive manner and to develop profitable working business relationships with mortgage brokers, realtors and builders to result in increased loan volume

  • Generate loans through outside sales activity to increase loan growth and increase revenue

  • Qualify members and assist brokers to qualify applicants for appropriate mortgage loan products based on pricing, income, credit, assets, and appraisal value

  • Maintain relationships to encourage repeat business and referrals

  • Provide realtors, brokers and builders with periodic updates on credit union mortgage programs and rates

  • Conduct loan interviews with members seeking mortgage loans including collection of required documentation and disclosures

  • Collect and submit necessary forms and documentation to processing department (underwriting review, processing, funding)

  • Analyze pertinent financial and credit data for submission to underwriting to meet member's anticipated closing time frame

  • Review credit loan file and negotiate loan terms and conditions with applicants and mortgage brokers to their satisfaction


Education Requirements:


  • High school diploma or equivalent


Desired Background/Skills:


  • Three to five years of experience in credit union loan processing (direct and indirect lending)

  • One to two years of experience in credit union underwriting


Qualifications:


  • Two to three years of related experience in mortgage lending, real estate and/or in a financial institution with primary underwriting/lending responsibilities

  • Proof of National Mortgage License System Registry (NMLSR)

  • People-oriented with great communication skills

  • Possessing integrity and a strong adherence to personal responsibility

  • Innovative and action-oriented


Other Information:


  • Mortgage Loan Originator candidates must pass pre-employment background and credit checks